Stay informed with the irmaa 2026 update and learn how income changes may affect Medicare Part B and Part D premiums. Federal Pension Advisors provides clear guidance to help retirees plan distributions, manage healthcare costs, and avoid unexpected IRMAA surcharges. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge